MONZO
Monzo Bank Limited, trading as Monzo (), is a British online bank based in London. Monzo launched as part of a wave of app-based challenger banks entering the UK market.
Originally operating through a mobile app and a prepaid debit card, in April 2017 its UK banking licence restrictions were lifted, enabling it to offer a full current account. As of August 2025, Monzo reported having more than 12.5 million personal banking customers. Their most recent financial results, issued in June 2025, showed an annual net profit of £94.5 million (an increase from the £8.7 million in the previous year) on revenue of £1.2B.
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